Small BusinessAdministration (SBA) Loans & Financing
Designed to help small business owners
SBA Loan with CAPDECK benefits
You may be thinking, “What is invoice factoring—and how can it be beneficial for my business?” You simply sell your accounts receivable (invoices), minus a small discount, to an invoice factoring company. After checking out the creditworthiness of your invoiced customer, factoring companies advance up to 100 percent of the invoice, providing immediate cash flow for you to use for your business needs.
In a recourse factoring agreement, you’re likely to see 100 percent advanced, while a transportation company with a non-recourse factoring agreement would likely see a 90% to 97% advanced, and a business factoring agreement would likely see up to 95% advanced.
And when your customer pays the invoice, the factor remits the balance, minus a fee, to your business.
So instead of waiting 30 to 120 days—or even longer—to receive your customer’s payment, get your invoice funded within 24 to 48 hours.
To learn more about how invoice factoring works, feel free to contact us—we’ll be happy to address all of your comments, questions and concerns. We look forward to hearing from you!
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Types of Small Business Administration Loans
Everything owners need to know about finding and applying for SBA loans and relief funding for small businesses.
The most common loan available through the SBA is a 7(a) loan which provides $30,000 to $5 million to small business owners. Qualified companies can use the funds to fund startup costs, purchase equipment, buy new land, repair existing assets, expand an existing business, acquire a new business, refinance debt, purchase inventory and supplies, and more.
To qualify for financing, business owners need to have good credit and good business history. In most cases, borrowers will have to put up collateral in order to secure financing.
Generally speaking, repayment terms do not exceed 10 years for most loans and 25 years for real estate loans. Interest rates can fall anywhere between 5–10 percent.
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CAPDECKFunds Available on The Next Day
CAPDECKRenewable Source of Funds
CAPDECKNo Personal Collateral or Assets
CAPDECKWe Understand Small Businesses
The CAPDECK Difference
Business Loans vs Business Financing
The best thing about CapDeck financing options is that it provides you with the funding you need without the restrictions and complications accompanying traditional loan models.
Does your business need a proper financing option?
Providing capital for small buisness owners since 2014
Since 2014, CapDeck has helped thousands of businesses in the United States get back on their feet.
We don’t just fund businesses to help sustain them; we help businesses grow to serve their customers even better.