Merchant Cash Advance
Capdeck offers Merchant Cash Advances (MCAs) as a fast and flexible financing solution for businesses in need of quick capital. Unlike traditional loans, an MCA provides funding based on your business’s daily credit card sales or overall revenue, making it ideal for businesses with fluctuating cash flow or seasonal sales. With this type of financing, you receive a lump sum upfront, which is then repaid through a small percentage of your future credit card sales or daily bank deposits.
The application process for an MCA with Capdeck is quick and simple. There’s minimal paperwork required, and approvals are typically fast, allowing you to access the funds you need without long delays. Since repayments are tied to your sales, they naturally adjust to your business’s performance, making it easier to manage cash flow during slower periods. This flexibility is one of the key benefits of an MCA.
Capdeck’s Merchant Cash Advance is a great solution for businesses looking for immediate funding without the need for collateral or a perfect credit score. Whether you need capital for inventory, equipment, marketing, or other business expenses, our MCA offering can provide the working capital you need to keep your business running smoothly and growing.
Key benefits of Merchant Cash Advance
Merchant Cash Advance offers fast access to capital with flexible repayment based on your daily sales, making it an ideal option for businesses with fluctuating cash flow. This financing solution allows you to get the funds you need quickly without the need for collateral or perfect credit.
- Fast access to funds: Receive funding quickly to address immediate business needs.
- Flexible repayments: Repay based on a percentage of daily sales, adjusting to your cash flow.
- No collateral required: Get financing without the need to pledge assets or personal guarantees.
- Minimal paperwork: Simple application process with minimal documentation required.
- Ideal for businesses with fluctuating sales: Easily adjust to periods of high or low revenue with adaptable repayments.
- No impact on credit score: MCA approval is based on sales performance, not your credit history.
Other Funding Options
SBA Loans
SBA loans offer small businesses low-interest, long-term financing options. They are backed by the U.S. government, providing accessible funding for growth, expansion, and operational needs.
- Fixed repayment schedule
- Long-term funding
- Predictable interest rates
Merchant Cash Advance
Merchant Cash Advance provides businesses with a lump sum of capital in exchange for a percentage of future credit card sales, offering quick access to funds to busienss owners.
- Fast, short-term funding
- Repayment through sales
- Higher interest rates