Lines of Credit
At Capdeck, we offer business lines of credit designed to provide flexibility and quick access to funds whenever you need them. A line of credit allows you to borrow up to a set limit and only pay interest on the amount you actually use. This makes it an ideal option for businesses that face unpredictable cash flow or need ongoing access to working capital for day-to-day operations.
Our lines of credit offer the flexibility to cover a variety of business needs, from managing seasonal fluctuations and purchasing inventory to handling unexpected expenses and emergency costs. With a revolving credit structure, you can borrow, repay, and borrow again, giving your business continuous access to capital without the need to reapply.
Capdeck’s application process is simple and quick, with fast approval times and minimal paperwork required. We offer competitive rates and flexible repayment terms to ensure your business gets the funding it needs without the burden of long-term commitment. Whether you need extra working capital or want to keep a financial safety net in place, our business lines of credit provide a reliable and accessible funding solution.
Let Capdeck help you maintain financial flexibility and grow your business with a business line of credit tailored to your unique needs.
Key benefits of Lines of Credit
A business line of credit offers flexible, on-demand access to funds, allowing you to borrow only what you need and repay as you go. This makes it an ideal solution for managing cash flow and covering short-term expenses.
- Flexible access to funds: Borrow when needed and only pay interest on the amount you use.
- Revolving credit: As you repay, funds become available for use again, offering continuous access to capital.
- Quick access to capital: Obtain funds quickly to cover unexpected expenses or opportunities.
- Improved cash flow management: Smooth out seasonal or cyclical cash flow fluctuations with easily accessible capital.
- Lower interest payments: Pay interest only on the amount you borrow, reducing costs compared to traditional loans.
- Customizable repayment terms: Repay on your schedule with flexible terms that fit your business’s financial situation.
Other Funding Options
SBA Loans
SBA loans offer small businesses low-interest, long-term financing options. They are backed by the U.S. government, providing accessible funding for growth, expansion, and operational needs.
- Fixed repayment schedule
- Long-term funding
- Predictable interest rates
Merchant Cash Advance
Merchant Cash Advance provides businesses with a lump sum of capital in exchange for a percentage of future credit card sales, offering quick access to funds to busienss owners.
- Fast, short-term funding
- Repayment through sales
- Higher interest rates