Invoice Factoring
Capdeck offers Invoice Factoring as a quick and effective solution for businesses looking to improve cash flow. Invoice factoring allows businesses to sell their outstanding invoices to Capdeck in exchange for immediate cash. This option provides instant access to working capital without waiting for customers to pay their invoices, making it ideal for businesses with long payment cycles or fluctuating revenue streams.
The process is simple: once you submit your unpaid invoices to Capdeck, we advance a significant portion of the invoice value, typically 80-90%. Once the customer settles the invoice, Capdeck collects the payment and releases the remaining balance to you, minus a small factoring fee. This provides businesses with a consistent cash flow, enabling them to cover operational costs, pay suppliers, or invest in growth opportunities.
Invoice factoring is a flexible and efficient way to meet your financial needs without taking on new debt. It’s particularly useful for small businesses that may not have access to traditional financing options or for those who need funds quickly to seize new opportunities. Capdeck’s invoice factoring service comes with minimal paperwork, quick processing times, and no long-term commitment, giving you the financial freedom to keep your business running smoothly and growing.
Key benefits of Invoice Factoring
Term loans offer businesses predictable financing with fixed repayment schedules and flexible terms, making it easier to manage cash flow and plan for the future. These loans provide the capital you need with affordable, manageable monthly payments.
- Immediate access to cash: Get funds quickly by selling outstanding invoices, improving your cash flow.
- No debt incurred: Unlike loans, invoice factoring doesn’t require repayment, so it won’t burden your business with debt.
- Flexible financing: Use the cash for a wide range of business needs, from operational expenses to growth opportunities.
- Minimal paperwork: The application process is straightforward with little documentation required.
- No long-term commitment: Factor invoices as needed without being locked into lengthy contracts.
- Quick approval process: Get fast approval and funding, ensuring your business has the liquidity it needs when you need it most.
Other Funding Options
SBA Loans
SBA loans offer small businesses low-interest, long-term financing options. They are backed by the U.S. government, providing accessible funding for growth, expansion, and operational needs.
- Fixed repayment schedule
- Long-term funding
- Predictable interest rates
Merchant Cash Advance
Merchant Cash Advance provides businesses with a lump sum of capital in exchange for a percentage of future credit card sales, offering quick access to funds to busienss owners.
- Fast, short-term funding
- Repayment through sales
- Higher interest rates