Term Loans
Term loans for businesses are structured financial agreements where a lender provides a lump sum of capital to be repaid with interest over a set period, typically used for major investments or expansion.
- Fixed repayment schedule
- Long-term funding
- Predictable interest rates
Lines of Credit
Lines of credit for businesses offer flexible access to a predetermined amount of funds that can be borrowed, repaid, and borrowed again, typically used for managing cash flow.
- Flexible borrowing limits
- Revolving credit access
- Interest on withdrawals
Merchant Cash Advance
Merchant Cash Advance provides businesses with a lump sum of capital in exchange for a percentage of future credit card sales, offering quick access to funds to busienss owners.
- Fast, short-term funding
- Repayment through sales
- Higher interest rates
SBA Loans
SBA loans offer small businesses low-interest, long-term financing options. They are backed by the U.S. government, providing accessible funding for growth, expansion, and operational needs.
- Low-interest financing
- Government-backed support
- Flexible repayment terms
Invoice Factoring
Invoice factoring provides immediate cash flow by selling unpaid invoices to a factoring company. It helps businesses bridge gaps, manage operations, and reduce financial stress.
- Immediate cash flow
- No debt incurred
- Quick access to funds
Equipment Financing
Equipment financing helps businesses acquire necessary machinery with manageable payments. It allows companies to preserve cash flow while upgrading essential equipment for growth.
- Preserve cash flow
- Flexible payment terms
- Upgrade essential equipment