The Best Life Insurance Companies for 2021

Life insurance is a crucial component of any financial plan, and that’s especially true if you have a family to take care of. Far too many people fail to purchase this important coverage — or they don’t buy enough life insurance for their needs.

Why should you buy life insurance? Having life insurance ensures your family can keep up with bills without financially struggling during a time of grief. The best life insurance companies can even help you buy enough coverage to replace your income for all of your working years, which is crucial if you pass away in the prime of your career.

At Good Financial Cents®, we took the time to compare more than 100 of the best life insurance companies based on their financial strength, their average pricing, customer service ratings, and the type of policies they offer. When comparing providers, take the time to get a free life insurance quote. The best life insurance isn’t necessarily the cheapest life insurance, however, as cost depends on the type of insurance product you buy, your health, your age, and other factors.

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GFC Top Picks: 9 Best Life Insurance Companies in 2021

The best life insurance companies below offer superior products and customer service, and they exhibit financial strength and stability. We compared them based on their ranking with J.D. Power’s 2020 U.S. Life Insurance Study, which ranks providers based on customer satisfaction. 

We also compared companies based on their rankings with A.M. Best, which scores providers based on their financial strength and ability to pay out claims.