SBA Loans
Capdeck offers SBA loans to small businesses, providing affordable financing with long repayment terms and low-interest rates. These loans are backed by the U.S. Small Business Administration, making them a reliable and accessible funding option for businesses that may not qualify for traditional loans. Whether you’re looking to expand your operations, purchase equipment, or manage working capital, SBA loans provide the necessary resources to fuel your growth.
With Capdeck, the SBA loan application process is simple and streamlined, ensuring that businesses can quickly access the capital they need. We work with you to understand your business’s unique needs and provide guidance throughout the application process. Capdeck’s team helps navigate the paperwork and ensures you understand the terms, so you can make informed decisions about your financing options.
One of the key advantages of an SBA loan is its long repayment term, which can extend up to 25 years for real estate purchases. This ensures lower monthly payments, helping to ease financial pressure on your business. Additionally, SBA loans offer lower interest rates compared to many conventional financing options, making them an affordable choice for small business owners.
Capdeck is committed to helping small businesses succeed by offering flexible, government-backed SBA loan solutions that support long-term growth and stability.
Key benefits of SBA Loans
SBA loans provide small businesses with affordable financing backed by the U.S. government, offering lower interest rates and long repayment terms. These loans are designed to help businesses grow and thrive with manageable payments.
- Lower interest rates: SBA loans typically offer more favorable rates compared to conventional financing options.
- Long repayment terms: Enjoy extended loan terms (up to 25 years for real estate) to reduce monthly payments.
- Government-backed security: SBA loans are partially guaranteed by the government, making them less risky for lenders and easier to obtain.
- Flexible loan amounts: Borrow the necessary funds for various business needs, from working capital to real estate purchases.
- Minimal collateral required: SBA loans often require less collateral than traditional loans, making them more accessible for small businesses.
- Easy access to capital: With a straightforward application process and clear terms, SBA loans provide quick access to necessary funding.
Other Funding Options
SBA Loans
SBA loans offer small businesses low-interest, long-term financing options. They are backed by the U.S. government, providing accessible funding for growth, expansion, and operational needs.
- Fixed repayment schedule
- Long-term funding
- Predictable interest rates
Merchant Cash Advance
Merchant Cash Advance provides businesses with a lump sum of capital in exchange for a percentage of future credit card sales, offering quick access to funds to busienss owners.
- Fast, short-term funding
- Repayment through sales
- Higher interest rates